About Haber Takibin
Money tools & guides for freelancers and the self-employed.
Money advice that finally fits freelance life
Going freelance is exciting until the first tax bill arrives. Suddenly you are responsible for self-employment tax, quarterly payments, your own retirement, and figuring out what to actually charge — without an HR department to explain any of it.
Most financial advice online assumes a steady paycheck and never mentions any of this. Haber Takibin exists to fill that gap with free, no-sign-up calculators and clear, jargon-free guides for the money questions the self-employed actually face.
5
Free calculators
10+
In-depth guides
$0
Cost, ever
100%
Private — data stays local
What you'll find here
Three things, done well — no newsletters to join and no upsells.
Practical calculators
Turn confusing questions — “What should I charge?” or “How much tax do I owe?” — into a clear number in seconds.
Plain-English guides
The systems behind the numbers, from self-employment tax to retirement accounts, explained without the jargon.
No fluff, no sign-up
Every tool runs in your browser. We never ask for your email just to give you an answer.
Our approach
We focus on being practical and honest. Our calculators are transparent about their assumptions, and our guides teach the underlying logic so you can apply it to your own situation. We would rather explain why a number is what it is than hand you a result with no context.
An important note
We are an educational resource, not a licensed tax, legal, or financial advisor. Everything here is general information and our tools produce estimates. For decisions that matter, please confirm with a qualified professional — see our full disclaimer.
Have an idea or correction? Get in touch