These Terms of Use ("Terms") govern your access to and use of Haber Takibin (the "Site"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Educational purpose only
The Site provides general educational information and calculators for freelancers and the self-employed. It does not provide tax, legal, accounting, investment, or other professional advice. Our tools produce estimates based on simplified assumptions and the information you enter. See our Financial Disclaimer for details.
No professional relationship
Using the Site does not create any advisor-client, fiduciary, or professional relationship between you and Haber Takibin. For decisions about your specific situation, consult a qualified professional.
Acceptable use
You agree not to:
- Use the Site for any unlawful purpose or in violation of these Terms.
- Attempt to disrupt, damage, or gain unauthorized access to the Site or its systems.
- Scrape, copy, or redistribute our content on a large scale without permission.
- Use automated means to overload or interfere with the Site.
Intellectual property
The content on the Site, including text, calculators, design, and graphics, is owned by Haber Takibin or its licensors and is protected by applicable laws. You may view and share content for personal, non-commercial use with attribution, but you may not reproduce it commercially without permission.
Third-party links and ads
The Site may contain links to third-party websites and display third-party advertising. We do not control and are not responsible for the content, products, or practices of those third parties. Visiting them is at your own risk and subject to their terms and policies.
Disclaimer of warranties
The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including accuracy, completeness, or fitness for a particular purpose. We do not guarantee that calculations are error-free or current with the latest rules.
Limitation of liability
To the fullest extent permitted by law, Haber Takibin will not be liable for any indirect, incidental, or consequential damages, or for any losses arising from your reliance on the Site or its content or tools.
Changes
We may update these Terms from time to time. Changes take effect when posted, and the "last updated" date reflects the latest revision. Your continued use of the Site means you accept the updated Terms.
Contact
Questions about these Terms? Contact us at hello@habertakibin.com or through our contact page.