Freelance finance calculators
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Built for 2026
Up-to-date U.S. tax figures
Freelance Rate Calculator
Find the hourly rate that actually covers taxes, time off, and benefits.
Open calculatorSelf-Employment Tax Calculator
Estimate the 15.3% SE tax on your net freelance earnings.
Open calculatorQuarterly Estimated Tax Calculator
See roughly how much to set aside for each quarterly payment.
Open calculator1099 vs W-2 Take-Home Calculator
Compare a contract rate against a salary on equal footing.
Open calculatorSolo 401(k) Contribution Calculator
Estimate how much you could shelter for retirement as an owner-only business.
Open calculatorHourly to Salary Converter
See what your hourly rate adds up to across a year — and what a salary means per hour.
Open calculatorEffective Hourly Rate Calculator
Find out what a flat-fee project really pays once you count every hour.
Open calculatorProject Quote Calculator
Build a flat-fee quote from your hours, rate, a safety buffer, and costs.
Open calculatorProfit Margin Calculator
Turn revenue and costs into profit, margin, and markup in one view.
Open calculatorSavings Goal Calculator
See how long a monthly amount takes to reach a savings target.
Open calculatorEmergency Fund Calculator
Size the buffer that turns a late invoice into a non-event.
Open calculatorFreelance Take-Home Pay Calculator
Estimate what is left after expenses, self-employment tax, and income tax.
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